SITE session on Financial Regulation (August 25-27, 2025)

Monday, August 25, 2025

11.15 pm-12.00 pm: The Economics of Network-Based Deposit Insurance (Download paper)
Author(s): Edward T. Kim (Michigan Ross), Soshini Kundu (UCLA Anderson), Amiyatosh Purnanandam (UT Austin McCombs)
12.00 pm-12.15 pm: Break
12.15 pm-1.00 pm: Deposit Competition and Pass-Through: Theory and Evidence Beyond Rates
Author(s): Matteo Benetton (Berkeley Haas), Benjamin Hebert (Stanford GSB), Tim McQuade (Berkeley Haas)
1.00 pm-2.30 pm: Lunch
2.30 pm-3.15 pm: Sticky Deposits, Not Depositors (Download paper)
Author(s): Bronson Argyle (BYU Marriott), Benjamin Iverson (BYU Marriott), Jason Kotter (BYU Marriott), Christopher Palmer (MIT Sloan)
3.15 pm-3.30 pm: Break
3.30 pm-4.15 pm: The Dynamics of Deposit Flightiness and its Impact on Financial Stability (Download paper)
Author(s): Kristian Blickle (Federal Reserve Bank of New York), Jian Li (Columbia Business School), Xu Lu (Washington Foster), Yiming Ma (Columbia Business School)

9.00 am-9.45 am: Unlocking Mortgage Lock-In: Evidence from a Spatial Housing Ladder Model (Download paper)
Author(s): Julia Fonseca (UIUC Gies), Lu Liu (University of Pennsylvania Wharton), Pierre Mabille (INSEAD)
9.45 am-10.00 am: Break
10.00 am-10.45 am: Housing and Fertility (Download paper)
Author(s): Bernardus van Doornik (Central Bank of Brazil), Dimas Fazio (National University of Singapore), Tarun Ramadorai (Imperial College London), Janis Skrastins (Washington University of St. Louis Olin)
10.45 am-11.15 am: Break
11.15 am-12.00 pm: Selective Inattention to Interest Rates (Download paper)
Author(s): Pierfrancesco Mei (Harvard), Tim de Silva (Stanford GSB)
12.00 pm-1.30 pm: Lunch
1.30 pm-2.15 pm: Differential Returns to Securitization: Evidence and Impact
Author(s): Jonathan Becker (Bates White), Robert Clark (Queen’s University), Jean-Francois Houde (UW-Madison), Kenneth Hendricks (UW-Madison)
2.15 pm-2.30 pm: Break
2.30 pm-3.15 pm: Are Crypto Anti-Money Laundering Policies Effective?
Author(s): John Griffin (UT Austin McCombs), Kevin Mei (UT Austin McCombs), Zirui Wang (UT Austin McCombs)
3.15 pm-3.30 pm: Break
3.30 pm-4.15 pm: Will That Be Cash or Credit? The Economics of Interchange Fees and Redistribution

Author(s): Lulu Wang (Northwestern Kellogg), Mark Egan (Harvard Business School), Gregor Matvos (Northwestern Kellogg), Amit Seru (Stanford GSB)

8.45 am-9.30 am: Modern Banking: Risk Management, Failures, and Policy Tools (Download paper)
Author(s): Andreas Fuster (EPFL Swiss Finance Institute), Teodora Paligorova (Federal Reserve Board of Governors System), James Vickery (Federal Reserve Bank of Philadelphia)
9.30 am-9.45 am: Break
9.45 am-10.30 am: The Prudential Toolkit with Shadow Banking (Download paper)
Author(s): Kinda Hachem (Virginia Darden), Martin Kuncl (Bank of Canada)
10.30 am-10.45 am: Break
10.45 am-11.30 am: Supervising Failing Banks (Download paper) Author(s): Sergio Correia (Federal Reserve Bank of Richmond), Stephan Luck (Federal Reserve Bank of New York), Emil Verner (MIT Sloan)
11.30 am-11.45 pm: Break
11.45 am-12.30 pm: The Pass Through of Uncertainty Shocks: Evidence from the Banking System(Download paper) Author(s): Rodney Ramcharan (USC Marshall), Saket Hegde (Federal Reserve Bank of Philadelphia), Edison Yu (Federal Reserve Bank of Philadelphia)
12.30 pm-2.00 pm: Lunch