Wednesday, July 22, 2026
Financial Regulation11.45 am-1.00 pm: Lunch
1.00 pm-1.45 pm: Regulatory Arbitrage within the Firm (Download paper)
Author(s): Shohini Kundu (UCLA Anderson), Nicola Cetorelli (Federal Reserve Bank of New York)
1.45 pm-2.00 pm: Break
2.00 pm-2.45 pm: The Optimal Use of AI in Financial Regulation (Download paper)
Author(s): Christopher Clayton (Yale SOM), Antonio Coppola (Stanford GSB)
2.45 pm-3.00 pm: Break
3.00 pm-3.45 pm: Credit Commitments by Nonbanks (Download paper)
Author(s): Jing Huang (Texas A&M Mays), David Xu (SMU Cox)
3.45 pm-4.00 pm: Break
4.00 pm-4.45 pm: Real Origins of Financial Structure: The Role of Household and Firm Heterogeneity
Author(s): Erica Jiang (UCLA Anderson), Greg Buchak (Stanford GSB)
Thursday, July 23, 2026
Households9.00 am-9.45 am: The Effects of GSE Pricing on Home Purchases: Evidence from Recent G-fee Changes
Author(s): David Zhang (Rice Jones)
9.45 am-10.00 am: Break
10.00 am-10.45 am: Household Migration and Collateral Constraint: Cash-based Housing Resettlement in China (Download paper)
Author(s): Zhiguo He (Stanford GSB), Zehao Liu (Renmin University of China), Xinle Pang (SUNY Buffalo State), Yang Su (CUHK), Kunru Zou (HKBU)
10.45 am-11.15 am: Break
11.15 am-12.00 pm: Buying from the Family: Private Equity-Owned Insurers and Their Affiliated Investments
Author(s): Amy Wang Huber (Upenn Wharton)
12.00 pm-1.30 pm: Lunch
Defaults1.30 pm-2.15 pm: Bank Runs Without Bank Failures (Download paper)
Author(s): Sergio Correia (Board of Governors of the Federal Reserve), Stephan Luck (Federal Reserve Bank of New York), Emil Verner (MIT Sloan)
2.15 pm-2.30 pm: Break
2.30 pm-3.15 pm: Competing for Loan Informal Seniority: Theory and Evidence (Download paper)
Author(s): Theo Martins (Central Bank of Brazil), Arthur Taburet (Duke Fuqua), Bernado Ricca (Insper)
3.15 pm-3.30 pm: Break
3.30 pm-4.15 pm: Matching Buyers and Sellers in the Non-Performing Loan Market
Author(s): Jason Allen (UW-Madison), Robert Clark (University of Toronto), Jakub Kastl (Princeton)
Friday, July 24, 2026
What do Banks do?8.45 am-9.30 am: From Banks to Banking as a Service: The Rise of Modular Banking
Author(s): Greg Buchak (Stanford GSB), Naz Koont (Stanford GSB)
9.30 am-9.45 am: Break
9.45 am-10.30 am: Financial Supermarkets: Cross-selling in Retail Banking
Author(s): Shengmao Cao (Northwestern Kellogg), Lulu Wang (Northwestern Kellogg)
10.30 am-10.45 am: Break
10.45 am-11.30 am: How Do Banks Compete? Evidence from Advertising Videos (Download paper)
Author(s): Xugan Chen (Yale SOM), Allen Hu (UBC Sauder), Song Ma (Yale SOM)
11.30 am-11.45 am: Break
11.45 am-12.30 pm: Household Portfolio and Deposit Insurance: Implications for the Supply of Safe Assets (Download paper)
Author(s): Pulak Ghosh (IIMB Bangalore), Nicola Limodio (Bocconi), Nishant Vats (Washington University in St. Louis Olin)
12.30 pm-2.00 pm: Lunch