2023

SITE session on Financial Regulation (August 28-30, 2023)

Monday, August 28, 2023

  • 11.15 pm-12.00 pm: Macroprudential Regulation, Quantitative Easing, and Bank Lending (Download paper)
    Author(s): Andrea Orame (Bank of Italy), Rodney Ramcharan (USC Marshall), and Roberto Robatto (University of Wisconsin Madison)

  • 12.00 pm-12.15 pm: Break

  • 12.15 pm-1.00 pm: Nonbank Fragility in Credit Markets: Evidence from a Two-Layer Asset Demand System (Download paper)
    Author(s): Olivier Darmouni (Columbia Business School), Kerry Y. Siani (MIT Sloan), and Kairong Xiao (Columbia Business School)

  • 1.00 pm-2.30 pm: Lunch

  • 2.30 pm-3.15 pm: The Rise of Non-Banks in Servicing Household Debt
    Author(s): Erica Jiang (USC Marshall), Brittany Almquist Lewis (WUSTL Olin), Manisha Padi (Berkeley Law), and Avantika Pal (WUSTL Olin)

  • 3.15 pm-3.30 pm: Break

  • 3.30 pm-4.15 pm: Bank Branch Density and Bank Runs
    Author(s): Efraim Benmelech (Northwestern Kellogg), Yun Yang, and Michał Zator (Notre Dame Mendoza)

Tuesday, August 29, 2023

  • 9.00 am-9.45 am: Regulatory Arbitrage or Random Errors? Implications of Race Prediction Algorithms in Fair Lending Analysis (Download paper)
    Author(s): Daniel L. Greenwald (NYU Stern), Sabrina T. Howell (NYU Stern), Cangyuan Li (NYU Stern), and Emmanuel Yimfor (University of Michigan Ross)

  • 9.45 am-10.00 am: Break

  • 10.00 am-10.45 am: Information Design in Consumer Credit Markets (Download paper)
    Author(s): Laura Blattner (Stanford), Jacob Hartwig (Chicago Booth), and Scott Nelson (Chicago Booth)

  • 10.45 am-11.15 am: Break

  • 11.15 am-12.00 pm: How Do Consumers Finance Increased Retirement Savings?
    Author(s): Taha Choukhmane (MIT Sloan) and Christopher Palmer (MIT Sloan)

  • 12.00 pm-1.30 pm: Lunch

  • 1.30 pm-2.15 pm: Can Cashless Payments Spur Economic Growth? (Download paper)
    Author(s): Tamanna Singh Dubey (University of Michigan Ross) and Amiyatosh Purnanandam (University of Michigan Ross)

  • 2.15 pm-2.30 pm: Break

  • 2.30 pm-3.15 pm: Mortgage Lock-In, Mobility, and Labor Reallocation (Download paper)
    Author(s): Julia Fonseca (University of Illinois at Urbana-Champaign) and Lu Liu (Penn Wharton)

  • 3.15 pm-3.30 pm: Break

  • 3.30 pm-4.15 pm: The Costs of Hedging Disaster Risk and Home Prices in the Face of Climate Change (Download paper)
    Author(s): Shan Ge (NYU Stern), Ammon Lam (NYU Stern), and Ryan Lewis (University of Colorado Boulder)

Wednesday, August 30, 2023

  • 8.45 am-9.30 am: Leverage Regulation and Housing Inequality (Download paper)
    Author(s): Jens Soerlie Kvaerner (Tilburg University), Nicola Pavanini (Tilburg University), and Yushi Peng (Tilburg University)

  • 9.30 am-9.45 am: Break

  • 9.45 am-10.30 am: Banking Fragility and Resolution Costs (Download paper)
    Author(s): Jason Allen (Bank of Canada), Robert Clark (Queen’s University), Brent Hickman (WUSTL Olin), and Eric Richert (Queen’s University)

  • 10.30 am-10.45 am: Break

  • 10.45 am-11.30 am: Certification
    Author(s): Mark Egan (Harvard HBS), Gregor Matvos (Northwestern Kellogg), Amit Seru (Stanford GSB), and Hanbin Yang (Harvard HBS)

  • 11.30 am-11.45 pm: Break

  • 11.45 am-12.30 pm: Risk-Based Borrowing Limits in Credit Card Markets (Download paper)
    Author(s): William Matcham (London School of Economics)

  • 12.30 pm-2.00 pm: Lunch